12 Steps

THE TWELVE STEPS of UNDEREARNERS ANONYMOUS

1. We admitted we were powerless over underearning - that our lives had become unmanageable.

2. Came to believe that a Power greater than ourselves could restore us to sanity.

3. Made a decision to turn our will and our lives over to the care of God as we understood Him.

4. Made a searching and fearless moral inventory of ourselves.

5. Admitted to God, to ourselves, and to another human being the exact nature of our wrongs.

6. Were entirely ready to have God remove all these defects of character.

7. Humbly asked Him to remove our shortcomings.

8. Made a list of all persons we had harmed and became willing to make amends to them all.

9. Made direct amends to such people wherever possible, except when to do so would injure them or others.

10. Continued to take personal inventory and when we were wrong promptly admitted it.

11. Sought through prayer and meditation to improve our conscious contact with God as we understood Him praying only for knowledge of His will for us and the power to carry that out.

12. Having had a spiritual awakening as the result of these steps, we tried to carry this message to compulsive underearners, and to practice these principles in all our affairs.


 Copyright © A.A. World Services, Inc. Adapted and reprinted with permission.

Twelve Promises

Taken from the 12 Promises of Debtors Anonymous

THE TWELVE PROMISES of UNDEREARNERS ANONYMOUS

In the program of Debtors Anonymous, we come together to share our experience, strength and hope so that we may recover from the disease of compulsive debting. When we work D.A.’s Twelve Steps and use the D.A. Tools, we begin to receive these gifts of the program:

1. Where once we felt despair, we will experience a newfound hope. 


2. Clarity will replace vagueness; we will intuitively know how to handle situations which used to baffle us. 



3. We will live within our means, yet our means will not define us. 



4. We will begin to live a prosperous life, unencumbered by fear, worry, resentment, or debt. 



5. We will realize that we are enough; we will value ourselves and our contributions. 



6. Isolation will give way to fellowship; faith will displace fear. 



7. We will recognize that there is enough; our resources will be generous and we will share them with others and with D.A. 



8. We will cease to compare ourselves to others; jealousy and envy will fade. 



9. Acceptance and gratitude will replace regret, self-pity and longing. 



10. We will no longer fear the truth; we will move from hiding in denial to living in reality. 



11. Honesty will guide our actions toward a rich life filled with meaning and purpose. 



12. We will recognize a Power Greater than ourselves as the source of our abundance; we realize that God is doing for us what we could not do for ourselves.

Are these extravagant promises? We think not; they are well within our means. When we work this program with integrity and to the best of our ability, one day at a time, a life of prosperity and serenity will be ours.

(Approved August 19, 2001, 15th Annual World Service Conference)

Twelve Traditions

The Twelve Traditions of Underearners Anonymous



1. Our common welfare should come first; personal recovery depends upon UA unity.

2. For our group purpose there is but one ultimate authority - a loving God as He may express Himself in our group conscience. Our leaders are but trusted servants; they do not govern.

3. The only requirement for UA. membership is a desire to stop underearning one day at a time.

4. Each group should be autonomous except in matters affecting other groups or UA. as a whole.

5. Each group has but one primary purpose - to carry its message to the underearner who still suffers.

6. Each UA. group ought never endorse, finance, or lend the UA. name to any related facility or outside enterprise, lest problems of money, property, and prestige divert us from our primary purpose.

7. Every UA. group ought to be fully self-supporting, declining outside contributions.

8. Underearners Anonymous should remain forever non-professional, but our service centers may employ special workers.

9. UA, as such, ought never be organized; but we may create service boards or committees directly responsible to those they serve.

10. Underearners Anonymous has no opinion on outside issues; hence the UA. name ought never be drawn into public controversy.

11. Our public relations policy is based on attraction rather than promotion; we need always maintain personal anonymity at the level of press, radio, and films.

12. Anonymity is the spiritual foundation of all our traditions, ever reminding us to place principles before personalities.


Copyright © A.A. World Services, Inc. Adapted and reprinted with permission

Preamble

UA is a fellowship of men and women who share their experience, strength and hope with each other, that they may solve their common problem and help others to recover from compulsive underearning. The only requirement for membership is the desire to stop underearning. There are no dues or fees for UA membership; we are self-supporting through our own contributions. UA is not allied with any sect, denomination, politics, organization, or institution; does not wish to engage in any controversy; neither endorses nor opposes any causes. Our primary purpose is to stop underearning, one day at a time, and to help other underearners do the same.